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PRIVATE    MARKET -  DEFINED    PROTECTION  -   90 - DAYS

Exclusive Access to the ELITE BLACK LABEL PROGRAM  – 90‑Day Private Markets Income Label

9‑Year Track Record • Zero Investor Losses • Structured Principal Protection • By Invitation Only

MAS‑Collateralised 90‑Day Fixed‑Income Enhancement with Post‑Maturity Upside

From $400M in Deals to 90‑Day Certainty

A Private Blueprint for Ultra‑High‑Net‑Worth Investors

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200+ real‑estate exits. Capital preservation first, always.

I have put my own capital into this structure because I believe in how it is built – not because of any referral economics.

My background is in residential real‑estate transactions and structured deals. Across 200+ exits and over $400M in deal flow, one lesson has never changed: capital preservation comes first.

That is the lens I use for Fixed‑Returns.com. You deal directly with the issuers. My role is to filter and vet – bringing forward only those opportunities that meet strict criteria on:

  • Downside protection

  • Structure and security

  • Counterparty quality

If I would not commit my own capital, I will not put the opportunity in front of you.

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Investment  Specifics

Idle Vs. Engineered Capital: The 90 - Day Difference

  1. Terms:

    • 90-Day Fixed Window Yield Acceleration

    • Defined start - defined exit

    • Structured return ladder:

      • per 90‑day cycle, depending on series and allocation

      • with exit choice every 90 days. 

    • 150%  post maturity foward liquidity equity share

    • Minimum subscription: USD 200,000

  2. Collateral & Protection

    • MAS‑listed bond structures at the core of the framework

    • A‑rated (or better) insurer backing via performance insurance & surety (full policy accessible post‑NDA and onboarding)

    • Multi‑layer capital protection architecture aligned with institutional standards

  3. Why Timing Matters

    • Idle capital isn’t static – it’s decaying

    • Inflation and opportunity cost erode unproductive cash every quarter

    • The 90‑day structure is designed to turn ‘waiting in cash’ into a disciplined, yield‑bearing allocation

Your  Own  Direct  Gateway  to  the  Private  Credit  Platform

Every eligible investor receives a unique, secure link to the private credit platform.

 

Once inside, everything is open‑book:

  • You see the live offers directly from the issuer/fund

  • Full documentation, structures, risk factors and timelines are laid out in detail

  • No hidden products, no opaque intermediaries

 

There is no advice given on the platform and no discretionary management.
 

You onboard yourself, review the information, and if you choose to invest:

  • You send funds directly to the issuer/fund, not to us

  • The platform walks you through a step‑by‑step, fully digital process

  • Once funds land (in your own name), they are typically deployed within 24 hours into the 95‑day note

 

From that point, the entire 95‑day timeline is visible inside your platform account – from allocation to maturity.

 

Our role at Fixed‑Returns.com is not to handle your money.

  • Our role is to open the door, filter the opportunity, and bring you our experience and perspective if you want it.

  • The platform’s own support team is there to help you through every operational step.

The  Black Elite Difference

Explore Unique Investment Horizons

Unlock the World of Unique Investments

Approximate amount you’re considering
Are you an accredited / professional investor?

Once we confirm eligibility, I'll send you your unique platform link.

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The contents of this website are intended for educational purposes only. The information contained herein, including all attachments, should not be construed as investment, tax, or financial advice. Any investment performance quoted is for illustrative purposes only, and no warranty or undertaking is made regarding its accuracy. I, John Sparks operates as an independent referral agent, not a regulated financial advisor. Opportunities shown are unregulated, illiquid, can involve substantial risk.Past investment performance is not indicative of future results. The returns mentioned are not guaranteed and are subject to market conditions. Prospective investors are encouraged to conduct thorough due diligence to understand the risks and suitability of this investment relative to their individual circumstances. Investors should be prepared for potential fluctuations in value. The information provided is for informational purposes only and does not constitute investment advice. Always do your own research. You are solely responsible for all investment, tax, and financial decisions that you make.

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