
9‑Year Track Record • Zero Investor Losses • Structured Principal Protection • By Invitation Only

MAS‑Collateralised 95‑Day Fixed‑Income Enhancement with Post‑Maturity Upside
From $ 400M in Deals to 95-Day Certainty: My Private Blueprint for UHNWI's
Trust Built Trust Deal-by-Deal: 200+ Real Estate Exits Behind Me

I’ve put my own capital into this structure because I believe in the way it’s built – not because I earn a referral fee on it.
My background is in residential real estate transactions and structured deals. Across 200+ exits and over $400M in deal flow, one lesson has never changed: capital preservation comes first.
That’s the lens I use for Fixed‑Returns.com. You deal directly with the issuers. My role is to filter and vet – only bringing forward opportunities that meet my strict criteria for downside protection, structure, and counterparties.
If I wouldn’t put my own capital into it, I won’t put it in front of you
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Investment Specifics
Idle Vs. Engineered Capital: The 95 - Day Difference
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Terms:
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95-Day Fixed Window | defined start - defined exit
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Structured return ladder 7 to 10%
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per 95‑day cycle, depending on series and allocation
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Minimum subscription: USD 100,000
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Currencies accepted: USD / GBP / SGD / EUR
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Collateral & Protection
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MAS‑listed bond structures at the core of the framework
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A‑rated (or better) insurer backing via performance insurance & surety (full policy accessible post‑NDA and onboarding)
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Multi‑layer capital protection architecture aligned with institutional standards
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Why Timing Matters
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Idle capital isn’t static – it’s decaying
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Inflation and opportunity cost erode unproductive cash every quarter
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The 95‑day structure is designed to turn ‘waiting in cash’ into a disciplined, yield‑bearing allocation
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Your Own Direct Gateway to the Private Credit Platform
Every eligible investor receives a unique, secure link to the private credit platform.
Once inside, everything is open‑book:
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You see the live offers directly from the issuer/fund
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Full documentation, structures, risk factors and timelines are laid out in detail
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No hidden products, no opaque intermediaries
There is no advice given on the platform and no discretionary management.
You onboard yourself, review the information, and if you choose to invest:
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You send funds directly to the issuer/fund, not to us
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The platform walks you through a step‑by‑step, fully digital process
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Once funds land (in your own name), they are typically deployed within 24 hours into the 95‑day note
From that point, the entire 95‑day timeline is visible inside your platform account – from allocation to maturity.
Our role at Fixed‑Returns.com is not to handle your money.
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Our role is to open the door, filter the opportunity, and bring you our experience and perspective if you want it.
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The platform’s own support team is there to help you through every operational step.
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